Thursday, 22 October 2015

Pawan Bansal of Altius Finserv highlights the benefits of Securitization

Did your company just falter because of a minor financial decision your CFO made? OR you got your sums wrong and incurred nasty losses? And now that you have a billion dollar idea, you are finding it hard to attract investors just because you have been termed as a bad bet in the market? Well perhaps Securitization is going to help you find a way to the problem. Pawan Bansal of Altius Finserv Private Limitedthinks of securitization as the right way out for the companies tied down by the lack of investors.


Securitization is a procedure by which an organization clubs its diverse monetary resources/obligations to shape a united money related instrument which is issued to speculators. Consequently, the financial specialists in such securities get interest. In Simple words, securitization refers to clubbing up all assets to form a cumulative financial unit that is offered to investors in return of their investments.

This procedure improves liquidity in the business sector. Securitization serves as a valuable instrument, particularly for money related organizations, as its assists them with raising assets. In the event that such an organization has as of now issued an extensive number of credits to its clients and needs to further add to the number, then the act of securitization can act as the hero.

In such a case, the organization can club its advantages/obligations, structure money related instruments and after that issue them to financial specialists. This empowers the firm to raise capital and give more advances to its clients. Then again, speculators have the capacity to broaden their portfolios and procure quality returns. Altius Finserv Pvt. Ltd is an investment banking firm that can connect your company to the right investors by helping you cumulate your financial resources effectively.


Wednesday, 7 October 2015

Karan Bagga of Altius Finserv talks about Structured Finance

Finance, in general, encompasses various verticals. Debts, Securities, mortgages etc are the few common ones that we come across in our life normally. But if you are a business man, then you ought to know about a domain called ‘Structured Finance’. There is a bit of an irony here. The term structured finance in general connotations gives an idea of the conventional, organized finance that we deal with on normal basis. But in reality, structured finance is a ‘non-standard’ way of raising money. It is a very specific requirement and is tailor made from situation to situation, client to client. Altius Finserv Pvt Ltd. offers structured finance as one of its services.

Structured finance is provided to those clients whose have unique financing needs which extend beyond loans, debentures etc. Conventional financial products usually don’t suit these clients’ needs. What they require is a highly complex financial product, specially created for them. At Altius Finserv, structured finance involves carving intricate products after much careful observations and clear understanding of the needs.

Those who have half knowledge about structure finance would term that it requires manipulating the loopholes present in the tax laws. But the fact is that structured finance requires a deep knowledge of taxation and related laws. The analysts devise strategic ways to save economic expense for the clients by suggesting them fair but clever financial strategies to undertake. They try to explain and simplify the complex tax laws and allow clients to save money.

A few services offered by Altius Finserv Pvt. Ltd. under structured finance include Asset Backed Securities, Collateralized Debt Obligation, Convertible Bonds, Securitization, Assurance Contracts and Special Purpose Entity.

Sunday, 4 October 2015

Debt Syndication, explained by Altius Finserv

Debt Syndication sounds like a term that would encompass rocket science and other economic dynamics but actually it isn’t as tricky as it seems. Simply put, Debt Syndication is an arrangement between two or more banks or financial institutions. This is done in order to provide the borrower credit facility. This is achieved using common debt documents. So Debt Syndication involves dispensing a large loan to a number of companies or investors. Companies generally go for debt syndication when they need funding for expansion or rise from bankruptcy. Altius Finserv, as an investment banking firm, has offered debt syndication to various companies. We facilitate loan and connect enterprises with the right institutions which lend them large capital.


By being a part of debt syndication, banks, investment banking firms and banks enter in a state where stakes are high. There remains a high risk of incurring high losses. That is why there is an acute dearth of institutions entering such pacts. Altius Finserv, under the aegis of Managing Director Pawan Bansal assists corporate in getting the capital through debt syndication. Through this, we help companies gather short-term or long-term investments.


Our financial analysts examine factors like market status, economy and company prospects before introducing them with a financial institution. This analysis helps us in getting you the appropriate investor to lend money to firms. Size and type of debt and other conditions involved are carefully drafted by us keeping the interests of both the parties in mind. Through this, we ensure that both the parties entering debt syndication stand minimal chances of incurring losses. Altius Finserv has acquired a prowess in debt syndication through its past successful experiences.

Friday, 2 October 2015

Altius Finserv highlights the need to have a Financial Advisor

Making money is one thing but multiplying and utilizing that money belongs to a different tangent all together. Many have money in huge amounts but lack the wisdom to use it properly. They waste it and burn it away while with right guidance they could have multiplied and saved it for future use. And then there are those who earn limited money but want to invest in the right place


Having a financial advisor seems necessary in today’s eon. A financial advisor will help you invest your money appropriately. Through a financial advisor, you get an access to a number of financial products and services that you could not have come across on your own. These services and products would most likely be profitable for you so as to get good returns.

In this case as well, they lack clear knowledge to invest their money correctly. These reasons are good enough to highlight the need of a financial advisor. And Altius Finserv is exactly that company which can handle your money and get you good returns.

Altius FinservPrivate Limited is a boutique investment banking firm offering financial advisory services like debt syndication, public offerings, private placements, spin-offs and restructurings. We also offer consultancy services.  Our financial advisors will guide you towards the best route possible in order to get you good returns of your investments. A financial Advisor will hedge your money against market instabilities and would guide you in saving more. And if you want to start up a new business, the financial advisor would get investments for you. The benefits of having a financial advisor are multiple folds. Altius Finserv offers such financial services and consultations to the clients.